•  no credit check (this is a prepaid card)
  •  no plastic, no bank account
  •  no penalty fees
  •  no overdraft fees
  •  no minimum balance
  • Just an app on my phone!
Signup or reactivate

Ready to use VCpay™?

Follow these 3 easy steps:


1- Register from this page

Type in your phone number and your Device ID in the grey box. To locate your Device ID hit the Activate button on your VCpay™ app.

2- Load money to your VCpay™ account

More Information.

3- Use your app!

Pay bills, buy online, place a phone-order, or just check your balance!

How it works...

VCpay™ is a phone app that eliminates the need for yet another plastic card, and you'll always have it with you whenever you have your phone.

There is no bill to pay at the end of the month and no late fees.

It is prepaid. So first, you will need to load money to your VCpay™ account. Then, grab your phone, check your balance and create a new card with your app any time you need to pay a bill or make a purchase online, wherever Debit MasterCard is accepted! Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC.

All of this for only $1.49 per month after your first deposit.

Learn more?